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문화를 만들기 위한 네이버의 노력이오니 회원님의 양해와 협조 부탁드립니다.
The Constrained Goal Bank Neighborhood Improvement Funding Metric actions the dollar quantity of a lender's Neighborhood advancement loans and Neighborhood development investments that profit or serve all or part of the nationwide space when compared to the bank's belongings calculated pursuant to paragraph III.a of appendix B to this section.
) The number of examining and cost savings accounts opened digitally and thru other shipping methods that are Energetic at the end of Each individual calendar yr by census tract earnings stage for each calendar year.
signifies a financial institution, excluding a financial institution selected to be a limited purpose lender pursuant to § 228.26, that experienced belongings of fewer than $600 million as of December 31 in either from the prior two calendar many years. The Board adjusts and publishes the dollar determine in this definition yearly according to the calendar year-to-yr modify in the typical of the Consumer Price Index for City Wage Earners and Clerical Employees, not seasonally altered, for each 12-thirty day period period ending in November, with rounding to the closest million.
A lender that gained a lower than “Satisfactory” establishment rating throughout its most up-to-date assessment should include things like in its public file a description of its present efforts to enhance its efficiency in assisting to fulfill the credit rating desires of its whole Neighborhood.
usually means a loan to a number of folks for home, family members, or other individual expenses and that has become the subsequent sorts of loans:
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Loans, investments, and providers that support modest companies or smaller farms in accordance with how little enterprises and tiny farms are outlined in the relevant approach, system, or initiative, but excluding loans by a financial institution straight to tiny enterprises or little farms (both as described in a federal government approach, plan, or initiative or in § 228.
For home home finance loan loans, the bank have to identify the home house loan loans claimed by bank affiliates beneath twelve CFR part 1003, if applicable, or acquire and manage info on household mortgage loan loans via the affiliate that the bank might have collected and taken care of pursuant to paragraphs (a)(3) of the part experienced the loans been originated or purchased through the financial institution.
(i) Impedes its power to execute at a satisfactory stage under the plan, including economic constraints due to significant functions that influence the local or nationwide economic climate; or
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